Happy April Fool's Day. You know that feeling when you had a great idea that you thought would make a big splash, and no one even turns their head to see? That was this morning.
It's kind of a bummer to have that experience first thing in the morning. Oh well.
New month, newly funded budget, new ridiculous expenses, yet nothing has really changed. I just hope this month goes well. I am feeling optimistic, yet slightly let down for some reason.
This month, we need to get the basement completely emptied, and the walls torn down to the studs and the foundation. That way we can have a contractor come in and tell us how much money it's going to cost us to fix it, in addition to the foundation at the back of the house, and the new basement windows we want to install this summer.
Not only that, but Chad wants to buy a furnace and install it in the attic, basically giving our house forced air (sort of). Lots and LOTS of money. But it's as exciting as it is stressful.
I sure am optimistic that things will get done; we'll do our spring cleaning and do all the construction stuff done and get fit in the process.
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Since Dave Ramsey sort of came into our lives and we started doing a budget, we really did feel like we got something of a raise....it also helps that Chad did actually get one....but either way, it's been nice. It also helps that we live totally on his income and mine goes straight into our savings funds for our vacation in November and our household repairs. We've already saved up enough to pay to repair the foundation in CASH which is totally awesome, and we'll be paying for our vacation in CASH as well. It's very comforting to know that we are actually capable of staying with a program and committing to the principles of it all.
The one thing I have issues with is, it seems like no matter who we tell about this program we're doing, Financial Peace University, everyone seems to blow it off like it's a stupid idea. I am honestly stunned. I guess that makes me naive, but I really thought people would be more excited for us and more open to a slightly different way of thinking than the mainstream that big financial institutions have brainwashed into believing. Even the evidence of us paying off such a ridiculous amount of debt in such a short amount of time doesn't seem to phase people much. It's really frustrating. But Dave did tell us that was going to happen. I just didn't think it would happen to me. ... Now that sounded naive.
well i will say that i am impressed and inspired! i admire people who really try to be financially responsible. too many people live beyond their means and spend money like water, so it is SO REFRESHING to see you guys be good stewards of your money! :)
ReplyDeleteThanks! It's also awesome to look back and know that we started off with over 50 grand in debt, NOT including our house, and we'll be debt free by this time next year if we keep going.
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